.insights-heading{background:#f4f5f5;border-bottom:1px solid #e2e5e7;max-width:none;padding:66px 7% 58px}.insights-heading h1{font-size:clamp(40px,4.6vw,66px);max-width:850px;letter-spacing:-2.3px;margin:16px 0 24px}.insights-heading>p{max-width:720px;font-size:19px;color:#657682}.insights-library{padding-top:38px}.insight-tools{display:flex;align-items:end;justify-content:space-between;gap:28px;flex-wrap:wrap}.insight-filters{display:flex;gap:8px;flex-wrap:wrap}.filter-chip{border:1px solid #d6dce0;background:#fff;color:#2b2c30;border-radius:30px;padding:10px 19px;font:600 14px/1.4 Arial,sans-serif;cursor:pointer}.filter-chip.active{background:#2b2c30;color:white;border-color:#2b2c30}.filter-chip:hover{border-color:#f05d41}.insight-search{min-width:270px;max-width:380px;flex:1}.insight-search span{display:block;font-size:12px;letter-spacing:1px;text-transform:uppercase;margin-bottom:7px;font-weight:700}.insight-search input{width:100%;padding:13px 15px;background:white;border:1px solid #cbd3d8;border-radius:4px;font:15px Arial,sans-serif}.insight-count{font-size:14px;color:#657682;margin:25px 0 20px}.insights-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}.insight-card{border:1px solid #dfe5e8;background:#fff;border-radius:7px;overflow:hidden;display:flex;flex-direction:column;transition:transform .2s,border-color .2s}.insight-card:hover{transform:translateY(-4px);border-color:#f05d41}.insight-cover{display:block;aspect-ratio:16/9;overflow:hidden;background:#e5edf0}.insight-cover img{width:100%;height:100%;object-fit:cover;display:block}.insight-card-body{padding:25px;display:flex;flex-direction:column;flex:1}.insight-meta{display:flex;align-items:center;gap:13px;flex-wrap:wrap;font-size:12px;line-height:1.45}.insight-meta>span:first-child{font-size:11px;text-transform:uppercase;letter-spacing:1.3px;color:#ba422e;font-weight:700}.insight-meta time,.insight-meta>span+span{color:#657682}.insight-card h3{font-size:23px;letter-spacing:-.45px;margin:15px 0 13px;line-height:1.26}.insight-card p{color:#657682;font-size:15px;line-height:1.65;margin:0 0 25px}.insight-read{font-size:14px;font-weight:700;margin-top:auto;align-self:flex-start;border-bottom:2px solid #28c9c6;padding-bottom:5px}.insight-read span{margin-left:14px}.insights-cta{background:#2b2c30;color:white;max-width:none}.insights-cta .eyebrow{color:#28c9c6}.insights-cta p{color:#c9d1d5}.insights-cta .button{margin-top:15px}.article-top{max-width:none;background:#f4f5f5;padding:42px 7% 0}.article-shell{max-width:1050px;margin:auto}.insight-back{display:inline-block;color:#657682;font-size:14px;margin-bottom:25px}.article-top h1{font-size:clamp(35px,4.1vw,58px);letter-spacing:-1.9px;max-width:970px;line-height:1.12;margin:18px 0}.article-summary{font-size:20px;line-height:1.6;color:#657682;max-width:800px}.article-byline{font-size:13px;color:#657682;max-width:900px}.article-byline span{padding:0 7px}.article-top figure{margin:34px 0 0}.article-top figure img{width:100%;height:auto;max-height:580px;object-fit:cover;display:block;border-radius:7px}.article-top figcaption{font-size:12px;color:#657682;padding:12px 0 19px}.article-reading{max-width:910px;padding-top:42px;padding-bottom:50px}.article-copy{font-size:18px;line-height:1.82;overflow-wrap:anywhere}.article-copy h2{font-size:30px;letter-spacing:-.6px;margin:38px 0 17px;line-height:1.2}.article-copy h3{font-size:23px;margin-top:29px}.article-copy p{margin:0 0 22px}.article-copy a{color:#b8422f;text-decoration:underline;text-underline-offset:3px}.article-copy ul,.article-copy ol{padding-left:26px}.article-copy li{margin-bottom:12px}.article-copy blockquote,.article-copy .callout,.article-copy .factbox{margin:24px 0;padding:21px 25px;background:#f0f8f8;border-left:4px solid #28c9c6}.article-copy code{font-size:.87em;background:#f2f4f5;padding:3px 5px;border-radius:4px}.article-copy table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.6;margin:24px 0}.article-copy td,.article-copy th{border:1px solid #d6dfe3;padding:13px;vertical-align:top;text-align:left}.article-copy th{background:#2b2c30;color:white}.article-copy .sources{border-top:1px solid #dfe5e8;margin-top:35px;padding-top:10px;font-size:15px}.article-copy .sources h2{font-size:25px}.article-copy .note{font-size:14px}.article-copy .cta{padding:22px;background:#f3f6f7;border-left:4px solid #f05d41}.article-copy .dek{font-size:20px;color:#657682}.article-return{margin-top:38px;padding-top:25px;border-top:1px solid #dfe5e8;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:15px}.related-insights{border-top:1px solid #dfe5e8;background:#f7f8f9;max-width:none}.related-insights>.section-head{max-width:1280px;margin:0 auto 30px}.related-insights>.insights-grid{max-width:1280px;margin:auto}#latest-insights{border-top:1px solid #dfe5e8}#latest-insights .section-head{margin-bottom:30px}.filter-chip:focus-visible,a:focus-visible,input:focus-visible{outline:3px solid #f05d41;outline-offset:4px}[hidden]{display:none!important}@media(max-width:1000px){.insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-top h1{font-size:45px}}@media(max-width:650px){.insights-grid{grid-template-columns:1fr;gap:22px}.insights-heading{padding:43px 6%}.insights-heading h1{font-size:40px;letter-spacing:-1.5px}.insight-tools{display:block}.insight-search{display:block;margin-top:25px;max-width:none}.insight-card-body{padding:23px}.article-top{padding:28px 6% 0}.article-top h1{font-size:36px;letter-spacing:-1.3px}.article-summary{font-size:18px}.article-byline{line-height:1.8}.article-copy{font-size:17px}.article-copy h2{font-size:27px}.article-copy table{font-size:13px}.article-copy td,.article-copy th{padding:8px}.article-reading{padding:30px 6%}.filter-chip{padding:9px 14px}.insight-back{margin-bottom:16px}}